Your financial manager on autopilot
Take control of your money
without the effort.
Connect your bank once. monni categorises your spending, builds your budget and alerts you before there's a problem. You decide, we execute.
9:41
Buenos días, María
jueves 21 mayo
Nómina
+1.845 €
Mercadona
−42,18 €
Categorizado por IA
Financial pulse
You know exactly
how you're doing each month.
A real-time indicator that compares your spending against the pace you need to reach month-end with money left. No calculations, no extra apps.
Instant verdict
One sentence: you're on track, watch out, or you've overspent. No number crunching.
End-of-month projection
If you keep this pace, you'll have X euros left. Or you'll be short by Y. Before it's too late to act.
The three numbers that matter
Income, spent, available. Nothing else. No tables, no pie charts.
Financial pulseDay 21 of 31
You're 72 € below pace
Keep this up and you'll save 107 € by month-end
1147 € spent1800 € presupuesto
Income
1845 €
Spent
1147 €
Available
653 €
Explore the three states ↑
9:41
Today
Transactions
monni AI · live
Automatic categorisation · real-time
Every euro,
sorted automatically.
The moment you pay, monni identifies the merchant, assigns the right category and updates your budget. Without opening the app.
Instant
Categorised before you put your phone away.
Learns from your corrections
Fix it once, it remembers forever. The model adapts to how you spend.
Catches what slips through
Forgotten subscriptions, duplicate charges, silent price increases.
Setup
Ready in 2 minutes.
Connect your bank, tell us what you want to achieve and monni prepares a budget based on your actual spending — not a generic template.
9:41
m
Autopilot
Control your money,
without the effort.
without the effort.
Connect your bank once. We handle the rest.
Get started
Security & privacy
As secure as your bank's app.
We use the same infrastructure as banks to connect your account. We never store your credentials or move your money.
End-to-end encryption
Your data travels and is stored encrypted. Nobody, including us, can read it.
Read-only, always
monni sees your transactions, never touches them. There's no technical way for us to move your money.
Regulated by the Bank of Spain
We connect via Yapily, a PSD2-licensed AIS provider. Full compliance with European regulation.
Your data is not our product
We don't sell or share your data with third parties. Our business model is subscription, not advertising.